Deceptive / Predatory Lender Practices

Birmingham, Alabama, Predatory Lending Attorneys

The highest rates and the stiffest penalties are often charged to those who are not in a position to bargain for better terms, and who can least afford the expense. Many members of the lending industry are well known for their abuse of lower income consumers.

Consumer Credit Lawyers

At McCallum, Methvin & Terrell, P.C., in Birmingham, Alabama, our lawyers represent consumers who have been victims of deceptive and predatory lending practices. If the terms of your loan were misrepresented to you by the broker or in advertisements, if you found you were paying hidden fees and charges, if you were required to buy insurance that was not needed or wanted, or if the size of your debt is rapidly growing even as you make payments, you may have a claim against the lender.

You may contact us and arrange a free consultation. An attorney with experience in consumer claims against predatory lenders will evaluate your case. In most instances, if we take a case, the client pays no expenses or attorney fees unless we recover a settlement or verdict on behalf of the client.  Our lawyers are prepared to handle claims involving a wide range of consumer loans, including:

• Mortgage loans
• Home equity lines of credit
• Auto loans
• Personal loans
• Most any extension of credit

Our Birmingham, Alabama attorneys practice in state trial and appellate courts and federal trial and appellate courts throughout the country. The firm's attorneys are licensed in Alabama, Mississippi, Georgia, Florida, Tennessee, Oklahoma, West Virginia, Kentucky and Texas and represent clients throughout the country in association with lawyers in other states.

In Alabama, the firm's attorneys have litigated cases in almost all of the 67 counties, including Barbour County, Bibb County, Bullock County, Chambers County, Choctaw County, Dallas County, Greene County, Hale County, Jefferson County, Lowndes County, Macon County, Marengo County, Mobile County, Montgomery County, Perry County, Sumter County, Talladega County, Walker County, Washington County and Wilcox County.

McCallum, Methvin & Terrell, P.C.

Birmingham Consumer Protection and Business Litigation Attorneys